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How to Buy a Car

8/14/2015

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In many college towns, you can expect to have a strong public transit fleet comprised of a combination of buses, trains, subways, and shuttles.  However, if you plan on buying a car when you arrive, there are some points to consider.

First, in the U.S., you should expect to bargain or negotiate.  Dealers and sellers usually have a list price which they announce, but this may be much higher than the price they are willing to accept.  The best way to handle this issue is to come informed.  Take time before you go shopping to decide on what kind of car you want to buy, how much you want to spend, and what add-ons you need.  If the dealer is not willing to bargain and you believe the price is unreasonable, it might be best to walk away from the deal.

Second, car insurance, parking, and gas may be additional costs to factor in when making your decision. Car insurance is mandatory everywhere and the expense varies based on your driving history and coverage. In other words, cheaper plans usually pay for less if you have an accident.  Additionally, if you live in an urban area, you may need to pay for a parking spot.  This may be a significant expense.

Finally, when you’re ready to sell your car, your choices will depend on its condition and popularity.  Cars always depreciate, but you might get a respectable price if you pick a popular car and keep it in good condition.  You can resell your car directly to a buyer or dealer, or you can sell it through a third party.  A third party will usually charge a commission.

In any case, if you decide to buy a car, allow for plenty of time to do research and browse.  If you feel rushed, you may make a bad deal.  Building in flexibility will help protect you through the process.

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    East Bay ESL is an English language school for learners in the San Francisco East Bay.

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